• Real-Time Credit Card Verification
  
• No Hardware or Software Required
  
• No Secure Server Required
  
• Accept Credit Cards by Phone or Fax, Too
  
• No Transaction Fees
  

AgoraCharge can be quickly and easily integrated into your existing online order forms. No software or hardware is required by you or your customers! Once AgoraCharge is in place on your site, your work is done. When a customer places an order on your site, you and your customer receive immediate verification of the order. The information you receive includes the customer's name, address, phone number, e-mail address, items ordered, and the order total.

AgoraPay's technology gives you the flexibility to choose from the major credit card processing networks. (See list of networks supported.) Furthermore, AgoraPay merchants do not require their customers to download software (wallets) or subscribe to an online payment service! All information is entered online and processed securely in real-time. Responses are returned to you and your customer within 10 to 30 seconds, depending on the speed of the individual connections.

AgoraPay's system enables any online merchant to allow real-time purchases on their site. There is no need for expensive credit card terminals or point-of-sale software.

Since AgoraPay offers complete security on any Internet site, there is no need for you or your customers to worry about Internet Commerce fraud. By using AgoraPay, you eliminate your need for a secure server.

AgoraPay's system enables your customers to order online without ever having to transmit their account information over a non-secure Internet connection. AgoraCharge is designed specifically for the Internet using a proprietary system, a Netscape Commerce Server, PGP encryption and SSL. You do not need to invest in any security features for your site. (Detailed explanation of AgoraPay's security.)

AgoraPay's AgoraCharge service is the easiest, least expensive way to accept credit card payments. AgoraCharge is automatically included when you purchase AgoraPay's services; there are no additional transaction fees. (Note that your credit card merchant account provider/bank will charge transaction processing fees. Please see merchant account information.)    

• Register with AgoraPay (if you haven't yet done so).
• Obtain a credit card merchant account (CCMA); ask your CCMA provider which processing network your CCMA utilizes.
• Contact the processor for the information requested in the AgoraCharge Setup in our Merchant Support Area.
• Complete your AgoraCharge setup by following the instructions in that form.