Credit Card Acceptance (AgoraCharge):

Online Check Acceptance (EFT):

AgoraCharge: Real-time credit card acceptance
EFT: Check payment acceptance (via electronic funds transfer)
Agora.cgi: Robust website shopping cart service
FormWizard: Easy website order form creation

You don't have to use all of these services. Registration with AgoraPay allows you to use as many of them as you'd like.    

Please see this brief summary.    

(See Products & Services.)    (Register here.)    

No, sorry.    

Your order pages can reside wherever you'd like, giving you complete control. You simply "post" your order form to AgoraPay's secure server. After your customers place orders, AgoraPay redirects them to the URL of your choice. (The URL can also be a CGI.)    

Please see this FAQ concerning required and non-required fields.    

AgoraCharge: Funds are deposited into your bank account according to your agreement with your merchant credit card processor (generally within 48-72 hours).

EFT: Funds are electronically transferred into your bank account.    

No.    

For AgoraCharge:
Information as listed on the customer's credit card statement, including name, address, phone number, credit card number, and expiration date.

For EFT:
Information shown on one of the customer's checks, including name, address, phone number, and the routing number on the bottom of the check.
In all cases, the customer is also asked for an email address.    

With each order, an email notification is sent to the customer with complete order details. The transaction then appears on the customer's monthly credit card or checking account statement.    

iTransact, the power behind AgoraPay , was launched in 1994. AgoraPay started Internet operations in August of 2000.    

AgoraPay's security standards are unsurpassed. Since account information is never transmitted unencrypted or stored on the Internet, there is no danger of interception. Account information is never sent via email.    

AgoraPay's services are not limited to Internet transactions. As long as you have an Internet connection, we can also process transactions you receive via phone, fax, or in person.    

1. Register with AgoraPay.
2. Obtain a credit card merchant account.

Once you have completed these two steps, we can set you up with our AgoraCharge service within one business day.    

No. Any merchant account will work, provided that it utilizes one of the main processing networks (see the list on our CCMA page).

If you don't have a merchant account, we can help you obtain one.    

No. AgoraCharge eliminates your need to lease or buy credit card processing hardware or software.    

Because of this, AgoraPay has introduced one of the first AVS systems for the Internet. Our system allows us to disallow transactions that are allowed through the processor without passing AVS. The system takes into consideration the AVS selection each merchant makes at signup. If a non-AVS transaction is allowed through by the processor, AgoraPay's system will not allow the transaction to be processed and will issue an error message to the customer.    

Yes. AgoraCharge is a fully-functional Point-of-Sale (POS) service. Merchants can post credits to customers' cards. This function is performed on AgoraPay's secure server in a password-protected environment.    

Yes. This can be done in real-time in a secure, password-protected environment.    

1. Register with AgoraPay.
2. Set up an account with an EFT provider.

Then, when your customer chooses to pay from a bank account, they simply provide their account information in an online order form. This information is relayed securely to the EFT processor for approval. Once approved, AgoraPay sends both you and your customer a copy of the order via e-mail. Funds are electronically transferred from your customer's bank account into your own.    

No.    

If your customer provides invalid account information or doesn't have sufficient funds to cover an order, their EFT transaction will be declined by the EFT processor. Transactions will only be submitted to your bank after they have been screened by the EFT processor. This alleviates the risk of bank-assessed returned-item fees.