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Credit Card Merchant Accounts - CCMA

Already have a Merchant Account? | EFT Check Acceptance
Humboldt Bank CCMA Rates & Pricing | Apply Today!

If you need a Merchant Account,
To accept credit card payments (online, offline, anywhere) you need a credit card Merchant Account. We highly recommend Humboldt Bank. However, we also offer another option thru iPayment which is a subsidary of JPmorgan. Below is a comparison chart:
Humboldt Bank iPayment
Application Fee $99.00
$89.00 w/ Gateway
$30.00
Free w/ Gateway
Discount Rate
(per sale)
2.20% 2.34%
Per Transaction
(each)
.35 cents .39 cents
AVS
(cost each trans.)
.10 cents .10 cents
Monthly Minimums
(discount rate charges)
$15.00 $25.00
Monthly Statement Fee $10.00 $10.00
Advantages - Personalized Service
- Dedicated Rep
- easy access to personal help
- Best customer service
- Easy to make changes to
- Easy acceptance terms
-Free w/ Gateway
- cheaper for a startup with good credit


please read the information within the links below and then complete and submit the application form. We will forward your request to a Merchant Account issuer that is fully compatible with AgoraPay's services and offers the best rates we've found.

See the links below for more information on what is required for the application according to business type, rates and pricing, and unacceptable business types:

Humboldt CCMA Rates & Pricing | Business Types | Apply Today!


NOTE: If you apply for a iPayment or Humboldt Bank merchant account at the same time as paying for an AgoraPay gateway, then you do not need to fill out the Merchant account application form listed above. The gateway signup form has areas to fill in that will start your CCMA application process as well.



Online EFT / ACH eCheck AcceptanceWith AgoraCharge, you can accept online checks / EFTs without a Merchant Account, but you will need one to accept credit cards. To download forms to start accepting EFT/ACH checks, Click Here.



If you already have a Merchant Account (CCMA), you can use it with AgoraPay if it utilizes one of the following processing networks - Click Here for More Info.
  • FIRST DATA - CANADA (Canadian CCMA only)
  • FIRST DATA - OMAHA (FDR7/ETC7/FDMS Type 7)
  • FIRST DATA - CARDNET (CES/First Data/FDMS)
  • FIRST DATA - NABANCO (FDMS SOUTH)
  • PAYMENTECH (Gensar)
  • NDC - Atlanta East Platform (GLOBALPAY/GPS/CNET)
  • NOVA
  • VITAL (Visanet)
  • CONCORD EFSnet



AgoraPay tm and AgoraPay.com tm is © Copyright 2001 - 2006
by K-Factor Technologies, Inc


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